Products
Directors & Officers
Our Community Association Directors and Officers with Employment Liability Insurance Products (D&O with EPLI) covers both the associations you insure and their community management company. The products are available for nonprofit habitational community associations including homeowners' associations (HOAs), townhomes, residential/commercial condominiums (condos), and residential/commercial planned unit developments (PUDs).
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D&O Insurance offers coverage for:
Common Classes
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Residential Condo & Townhome Associations
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Homeowner Associations
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Retail Associations
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Office/Industrial Parks
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Property Owner Associations
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Cooperatives
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Mobile Home Parks (Not in CA)
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Planned Unit Developments
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Restricted Classes (ineligible) ​
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Rental Associations
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Condo Hotels
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Timeshares
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D&O Products details:
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"Admitted" in all states offered
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Limits up to $5 million
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Defense Costs Coverage for Breach of Contract claims
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Coverage for Non-monetary claims
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Automatic Coverage for the Property Management Company
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Available in all states
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AM Best A++ and AM Best A+ rated national carriers
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Defense outside the limit available in most states
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Full Prior Acts Coverage
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Developer can be on board (can't be in control)
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Online Quote & Bind on MGAlive.com
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See product specific flyer for additional details
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If your agency is already appointed, quote now on MGAlive.com
Not appointed with CAIS yet? Click on the Join page.
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If you’d like to learn more about insurance protection for your Community Association customers, please contact:
Gary Deck
VP of Sales and Distribution
M: 916.212.8310 (best choice)
T: 888.833.4158 Ext. 109
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