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Products

Planned Unit Development (PUD) - (TBD)

Our Community Association PUD Insurance Product covers the common areas of a community, such as pools, tennis courts, guardhouses, sidewalks, playgrounds, and more. The product is available for nonprofit habitational community associations that are Planned Unit Developments (PUDs)/Homeowner's Associations (HOA). 

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Visit our current Product flyer Page

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PUD Product Details:

  • Competitive Rates

  • Admitted 

  • AM Best "A+" rated national carrier

  • Replacement cost

  • Online Quote & Bind on MGAlive.com

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Restricted Classes (Ineligible):​

  • Builder/developer in control of board

  • Associations with planned/ongoing construction

  • Greater than 50% of units rented/leased to others

  • Public use of facilities (guests are permitted)

  • Bridges for vehicle use (walking bridges ok)

  • Co-op, timeshare, short-term or seasonal rental exposures

  • Owned/Maintained golf courses/airfields/sewage/water treatment

  • Pools with diving boards/slides/ineligible water hazards

  • Non-mandatory association membership

  • Association organized sports leagues

  • Armed security/uninsured security

  • Marine operations/boat rentals

  • Property Risks in PC 9 or 10

  • Master Associations

  • Dam/RV Parks

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If your agency is already appointed, quote now on MGAlive.com

Not appointed with CAIS yet? Click on the Join page.

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If you’d like to learn more about insurance protection for your Community Association customers, please contact:

 

Gary Deck

VP of Sales and Distribution

M: 916.212.8310 (best choice)

T: 888.833.4158 Ext. 109

Gary@MGAlive.com

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PUD houses walkway bench and trees
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